Insurance you understand, from neighbors you know.
A trusted local business, Hutch Insurance guides Florida families through Medicare, ACA Marketplace (Obamacare), Under 65 health insurance, and Life Insurance coverage — clearly, patiently, and at no cost to you. Serving Central Florida and local to Highlands County - Sebring, Avon Park, and Lake Placid
Medicare Annual Enrollment is from October 15th to December 7th. Contact me now or attend a Free educational event to learn about Medicare the easier wayLocal since 2004
Serving Sebring, Avon Park, Lake Placid & Central Florida
Independent agency
We shop the top carriers for you
No-cost guidance
Our help never costs you a dollar
Coverage for every stage of life
Whether you are turning 65, raising a family, or planning your retirement, Hutch Insurance helps you compare real options and choose with confidence.
Medicare Insurance
Medicare can feel overwhelming. We sit down with you, compare every plan available in your area, and make sure your doctors and prescriptions are covered — with no pressure and no cost to you.
- Medicare Advantage (Part C) plans
- Medicare Supplement (Medigap)
- Prescription drug plans (Part D)
- Annual plan reviews & enrollment help
Under 65 Insurance & ACA Marketplace
Between jobs, self-employed, or just need coverage before Medicare? We help Floridians under 65 in Sebring, Avon Park, Lake Placid and beyond find affordable ACA Marketplace (Obamacare) health insurance, major-medical, and supplemental plans that fit real budgets.
- ACA Marketplace (Obamacare) & subsidy help
- Short-term & major medical coverage
- Dental, vision & hospital indemnity
- Coverage for the whole family
Life Insurance & Annuities
Leave your loved ones security, not bills — and turn savings into income you cannot outlive. We build life insurance and annuity strategies around your goals and your legacy.
- Term & whole life insurance
- Final expense coverage
- Fixed & indexed annuities
- Guaranteed retirement income planning
A hometown agency that treats you like family.
We are proud to call Sebring home. As an independent agency, we work for you — not the insurance companies. That means honest advice, patient explanations, and a real person who answers the phone when you have a question.
Licensed & independent. We represent the nation's top-rated carriers so you always get an unbiased recommendation.
Chris Hutchins
Let's find your coverage
Reach out for a friendly, no-cost conversation. We will answer your questions and help you compare your options — no pressure, ever.
By dialing the phone number or submitting this form, you will contact a licensed insurance agent. We do not offer every plan available in your area. Currently we represent 12 organizations which offer 64 products in your area. Please contact Medicare.gov, 1‑800‑MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options.